What is the interest rate on AIB Online Notice Deposit 7?
AIB Online Notice Deposit 7 pays 0.75% AER. After 33% DIRT tax, the effective rate is 0.5%.
AIB Online Notice Deposit 7
0.75% AER - Notice savings account from AIB. 0.5% after 33% DIRT tax.
Account Details
- Interest Rate: 0.75% AER (0.5% after DIRT)
- Account Type: Notice
- Access: 7 days notice required for withdrawals
- Minimum Deposit: No minimum
- Maximum Deposit: No maximum
- Deposit Protection: Irish DGS
- Provider: AIB
Notes: Maximum balance €1,000,000
Interest Calculator
Estimated annual interest at 0.75% AER:
- €1,000 → €7.50 gross (€5.03 after DIRT)
- €5,000 → €37.50 gross (€25.13 after DIRT)
- €10,000 → €75.00 gross (€50.25 after DIRT)
Use our savings calculator for detailed projections.
About AIB
Largest retail bank in Ireland. EBS is a subsidiary.
Website: https://aib.ie/
Frequently Asked Questions
Is my money protected with AIB?
Yes, deposits are protected under Irish DGS. This covers up to €100,000 per person per institution.
How do I open this account?
Visit AIB's website or branch to apply. You'll typically need ID and proof of address.
Do I have to pay tax on the interest?
Yes, interest is subject to 33% DIRT (Deposit Interest Retention Tax). Check with the provider whether DIRT is automatically deducted.
More Information
- Compare all savings accounts: https://smartsaver.ie/savings
- All AIB accounts: https://smartsaver.ie/savings/provider/aib
- Savings calculator: https://smartsaver.ie/savings/tools/savings-growth
- AIB website: https://aib.ie/