What is the interest rate on AIB Personal Fixed Term Deposit?
AIB Personal Fixed Term Deposit pays 1.5% AER. After 33% DIRT tax, the effective rate is 1.01%.
AIB Personal Fixed Term Deposit
1.5% AER - Fixed Term savings account from AIB. 1.01% after 33% DIRT tax.
Account Details
- Interest Rate: 1.5% AER (1.01% after DIRT)
- Account Type: Fixed Term
- Access: Fixed for 6 months
- Minimum Deposit: €5,000
- Maximum Deposit: No maximum
- Deposit Protection: Irish DGS
- Provider: AIB
Notes: 6 month term
Interest Calculator
Estimated annual interest at 1.5% AER:
- €5,000 → €75.00 gross (€50.25 after DIRT)
- €10,000 → €150.00 gross (€100.50 after DIRT)
- €25,000 → €375.00 gross (€251.25 after DIRT)
Use our savings calculator for detailed projections.
About AIB
Largest retail bank in Ireland. EBS is a subsidiary.
Website: https://aib.ie/
Compare Similar Fixed Term Accounts
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Frequently Asked Questions
Is my money protected with AIB?
Yes, deposits are protected under Irish DGS. This covers up to €100,000 per person per institution.
How do I open this account?
Visit AIB's website or branch to apply. You'll typically need ID and proof of address.
Can I withdraw early from a fixed term account?
Fixed term accounts typically don't allow early withdrawals, or may charge penalties. Fixed for 6 months. Check the specific terms before opening.
Do I have to pay tax on the interest?
Yes, interest is subject to 33% DIRT (Deposit Interest Retention Tax). Check with the provider whether DIRT is automatically deducted.
More Information
- Compare all savings accounts: https://smartsaver.ie/savings
- All AIB accounts: https://smartsaver.ie/savings/provider/aib
- Savings calculator: https://smartsaver.ie/savings/tools/savings-growth
- AIB website: https://aib.ie/