What is the best Bunq savings rate?
The best Bunq savings rate is 2.11% AER on their Term Deposit (12mo) (12 month term).
Bunq Savings Accounts in Ireland - August 2026
Bunq offers 4 savings accounts in Ireland. Bunq is a digital-only bank with app-based account management. EU deposit protection applies.
Summary
- Total accounts: 4
- Account types: Fixed Term
- Best rate: 2.11% AER (Term Deposit (12mo))
- Deposit protection: EU Deposit Guarantee (€100,000)
- DIRT tax: Self-declare (33%)
- Data updated: Daily at 9am
Fixed Term Deposits (4)
Lock your money for higher rates.
- 2.11% AER - Term Deposit (12mo) (12 months). Min €500, Max €100,000
- 1.91% AER - Term Deposit (24mo) (24 months). Min €500, Max €100,000
- 1.86% AER - Term Deposit (6mo) (6 months). Min €500, Max €100,000
- 1.76% AER - Term Deposit (3mo) (3 months). Min €500, Max €100,000
Frequently Asked Questions
Is my money safe with Bunq?
Yes, Bunq is regulated in the EU and deposits are protected by the relevant EU deposit guarantee scheme up to €100,000.
How is DIRT tax handled?
Bunq does not automatically deduct DIRT. As an EU-based provider, you must self-declare interest on your annual Irish tax return and pay the 33% DIRT yourself.
How do I open a Bunq savings account?
Download the Bunq app, complete ID verification, and start saving within minutes. Fully digital process.
Compare Other Providers
- AIB: https://www.smartsaver.ie/savings/provider/aib
- EBS: https://www.smartsaver.ie/savings/provider/ebs
- Bank of Ireland: https://www.smartsaver.ie/savings/provider/bank-of-ireland
- PTSB: https://www.smartsaver.ie/savings/provider/permanent-tsb
- State Savings: https://www.smartsaver.ie/savings/provider/state-savings
- Raisin: https://www.smartsaver.ie/savings/provider/raisin
- Revolut: https://www.smartsaver.ie/savings/provider/revolut
- N26: https://www.smartsaver.ie/savings/provider/n26
- Trade Republic: https://www.smartsaver.ie/savings/provider/trade-republic
- MoCo: https://www.smartsaver.ie/savings/provider/moco
- Klarna: https://www.smartsaver.ie/savings/provider/klarna
- Monzo: https://www.smartsaver.ie/savings/provider/monzo
- Bankinter: https://www.smartsaver.ie/savings/provider/bankinter
More Information
- Compare all savings accounts: https://www.smartsaver.ie/savings
- Bunq website: https://www.bunq.com/