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PTSB
Demand Deposit Account
0.01%
AER
Compare this savings account with others to find the best rate for your needs.
Type
Instant Access
Term
Instant
Protection
Irish DGS
After DIRT
0.01%
Interest Calculator
€5,000
Gross Interest (1 year)
€0.50
DIRT Tax (33%)
-€0.17
You Keep
€0.33
Pros
- •Deposit guarantee protected
- •Regulated financial institution
Cons
- •Compare rates regularly as they change
Best For
Savers looking for competitive rates
Important Notes
Instant access deposit account.
vs Irish inflation (2.1%):-2.09% real returnBelow inflation
CSO CPI December 2025Similar Accounts
Rate verified: 2026-02-05