What is the interest rate on PTSB Online Regular Saver?
PTSB Online Regular Saver pays 2% AER. After 33% DIRT tax, the effective rate is 1.34%.
PTSB Online Regular Saver
2% AER - Regular Saver savings account from PTSB. 1.34% after 33% DIRT tax.
Account Details
- Interest Rate: 2% AER (1.34% after DIRT)
- Account Type: Regular Saver
- Access: Regular saver - monthly deposits required
- Minimum Deposit: No minimum
- Maximum Deposit: €50,000
- Deposit Protection: Irish DGS
- Provider: PTSB
Notes: If the balance goes over €50,000, a lower interest rate will apply to the entire balance
Interest Calculator
Estimated annual interest at 2% AER:
- €1,000 → €20.00 gross (€13.40 after DIRT)
- €5,000 → €100.00 gross (€67.00 after DIRT)
- €10,000 → €200.00 gross (€134.00 after DIRT)
Use our savings calculator for detailed projections.
About PTSB
Irish retail bank. Fixed term and notice accounts.
Website: https://www.ptsb.ie/
Compare Similar Regular Saver Accounts
- AIB Online Saver - 3% AER
- EBS Family Savings Account - 3% AER
- Bank of Ireland GoalSaver - 2% AER
- PTSB 21 Day Regular Saver - 2% AER
- State Savings 6 Year Instalment Savings - 1.75% AER
Frequently Asked Questions
Is my money protected with PTSB?
Yes, deposits are protected under Irish DGS. This covers up to €100,000 per person per institution.
How do I open this account?
Visit PTSB's website or branch to apply. You'll typically need ID and proof of address.
Do I have to pay tax on the interest?
Yes, interest is subject to 33% DIRT (Deposit Interest Retention Tax). Check with the provider whether DIRT is automatically deducted.
More Information
- Compare all savings accounts: https://smartsaver.ie/savings
- All PTSB accounts: https://smartsaver.ie/savings/provider/ptsb
- Savings calculator: https://smartsaver.ie/savings/tools/savings-growth
- PTSB website: https://www.ptsb.ie/