What is the interest rate on Bank of Ireland 365 31 Day Notice Account?
Bank of Ireland 365 31 Day Notice Account pays 1% AER. After 33% DIRT tax, the effective rate is 0.67%.
Bank of Ireland 365 31 Day Notice Account
1% AER - Notice savings account from Bank of Ireland. 0.67% after 33% DIRT tax.
Account Details
- Interest Rate: 1% AER (0.67% after DIRT)
- Account Type: Notice
- Access: 31 days notice required for withdrawals
- Minimum Deposit: €5,000
- Maximum Deposit: No maximum
- Deposit Protection: Irish DGS
- Provider: Bank of Ireland
Notes: 31-day notice required for withdrawals. Min €5,000. Requires BOI current account, managed via 365 Online.
Interest Calculator
Estimated annual interest at 1% AER:
- €5,000 → €50.00 gross (€33.50 after DIRT)
- €10,000 → €100.00 gross (€67.00 after DIRT)
- €25,000 → €250.00 gross (€167.50 after DIRT)
Use our savings calculator for detailed projections.
About Bank of Ireland
One of Ireland's largest banks.
Website: https://www.bankofireland.com/
Compare Similar Notice Accounts
- AIB Online Notice Deposit 7 - 0.75% AER
- PTSB 40 Day Notice Savings - 0.5% AER
Frequently Asked Questions
Is my money protected with Bank of Ireland?
Yes, deposits are protected under Irish DGS. This covers up to €100,000 per person per institution.
How do I open this account?
Visit Bank of Ireland's website or branch to apply. You'll typically need ID and proof of address.
Do I have to pay tax on the interest?
Yes, interest is subject to 33% DIRT (Deposit Interest Retention Tax). Check with the provider whether DIRT is automatically deducted.
More Information
- Compare all savings accounts: https://smartsaver.ie/savings
- All Bank of Ireland accounts: https://smartsaver.ie/savings/provider/boi
- Savings calculator: https://smartsaver.ie/savings/tools/savings-growth
- Bank of Ireland website: https://www.bankofireland.com/