What is the interest rate on EBS Teen Savings Account?
EBS Teen Savings Account pays 2.51% AER. After 33% DIRT tax, the effective rate is 1.68%.
EBS Teen Savings Account
2.51% AER - Children savings account from EBS. 1.68% after 33% DIRT tax.
Account Details
- Interest Rate: 2.51% AER (1.68% after DIRT)
- Account Type: Children
- Access: See provider for details
- Minimum Deposit: €1
- Maximum Deposit: €5,000
- Deposit Protection: Irish DGS
- Provider: EBS
Notes: Headline AER on €0.01–€5,000.99; 0.25% above. For 12–17s.
Interest Calculator
Estimated annual interest at 2.51% AER:
- €1,000 → €25.10 gross (€16.82 after DIRT)
- €5,000 → €125.50 gross (€84.08 after DIRT)
Use our savings calculator for detailed projections.
About EBS
Subsidiary of AIB Group; mortgages and savings.
Website: https://www.ebs.ie/
Compare Similar Children Accounts
- AIB Student Saver Account - 3.02% AER
- AIB Junior Saver Account - 3% AER
- EBS Children's Savings Account - 2.51% AER
- AIB Youth Savings Account - 1.5% AER
- PTSB Children's Safari Saver - 1% AER
Frequently Asked Questions
Is my money protected with EBS?
Yes, deposits are protected under Irish DGS. This covers up to €100,000 per person per institution.
How do I open this account?
Visit EBS's website or branch to apply. You'll typically need ID and proof of address.
Do I have to pay tax on the interest?
Yes, interest is subject to 33% DIRT (Deposit Interest Retention Tax). Check with the provider whether DIRT is automatically deducted.
More Information
- Compare all savings accounts: https://smartsaver.ie/savings
- All EBS accounts: https://smartsaver.ie/savings/provider/ebs
- Savings calculator: https://smartsaver.ie/savings/tools/savings-growth
- EBS website: https://www.ebs.ie/