Raisin (Deutsche Bausparkasse Badenia) 9 Years Fixed

2.95% AER - Fixed Term savings account from Raisin (Deutsche Bausparkasse Badenia). 1.98% after 33% DIRT tax.

Account Details

Notes: Via Raisin from Deutsche Bausparkasse Badenia. DIRT not auto-deducted - self-declare on tax return.

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Estimated annual interest at 2.95% AER:

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About Raisin (Deutsche Bausparkasse Badenia)

Marketplace for EU bank deposits. Various deposit guarantee schemes apply depending on the partner bank's country.

Website: https://www.raisin.com/en-ie/

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Frequently Asked Questions

What is the interest rate on Raisin (Deutsche Bausparkasse Badenia) 9 Years Fixed?

Raisin (Deutsche Bausparkasse Badenia) 9 Years Fixed pays 2.95% AER. After 33% DIRT tax, the effective rate is 1.98%.

Is my money protected with Raisin (Deutsche Bausparkasse Badenia)?

Yes, deposits are protected under EU DGS. Check with the provider for full details of deposit protection.

How do I open this account?

Register at raisin.ie, complete verification, then select this offer from available options.

Can I withdraw early from a fixed term account?

Fixed term accounts typically don't allow early withdrawals, or may charge penalties. Fixed for 9 years. Check the specific terms before opening.

Do I have to pay tax on the interest?

Yes, interest is subject to 33% DIRT (Deposit Interest Retention Tax). Check with the provider whether DIRT is automatically deducted.

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