SmartSaver.ie Money-Saving Guides

Expert guides to help Irish consumers save money on banking, utilities, and telecoms. Updated August 2026.

Guide Categories

Savings Guides - 17 guides
Energy Guides - 16 guides
Broadband Guides - 20 guides
Mobile Guides - 18 guides

Savings Guides (17)

Expert guides on savings accounts, deposit rates, and banking.

Best Savings Accounts Ireland 2026 (Actually Compared)
Compare the best savings accounts in Ireland for lump sums and regular savers. See real rates after DIRT tax, not misleading headlines.
Best Savings Account for Lump Sums in Ireland (Live Rates)
Got €10,000, €50,000 or more sitting in savings? Here are the best instant access accounts that actually pay decent interest on lump sums.
Best Regular Saver Accounts Ireland (Live Rates)
Regular saver accounts offer up to 3% in Ireland. Here's how they work, which banks offer them, and how to maximise your returns.
DIRT Tax Ireland Explained: How Much Tax on Savings Interest?
DIRT (Deposit Interest Retention Tax) takes 33% of your savings interest. Here's how it works, what's exempt, and how to calculate your after-tax returns.
Deposit Guarantee Schemes Ireland: Is My Money Safe?
Worried about neobanks or EU banks? Here's how deposit guarantees protect your savings up to €100,000 across Ireland and Europe.
N26 Savings Breakeven: Is the Subscription Worth It? (2026)
We calculate exactly how much you need in savings for each N26 plan to cover its subscription cost. Spoiler: the rates are not great.
State Savings Ireland 2026: Complete Guide to Tax-Free Returns
State Savings offer DIRT-free returns backed by the Irish government. Compare Savings Certificates, Bonds, and Prize Bonds.
Bunq Ireland Review 2026: Best Savings Rate for Lump Sums?
Bunq offers 2%+ interest on savings with instant access. Is it safe? How does it work for Irish savers? Full review.
Trade Republic Ireland Review 2026: 2% Savings + Investing
Trade Republic pays 2% on cash with instant access. Plus commission-free investing. Full review for Irish users.
Raisin Ireland Review 2026: Access EU Savings Rates
Raisin gives Irish savers access to higher EU bank rates. Up to 2.80% on fixed terms. Is it safe? How does it work?

View all 17 savings guides

Energy Guides (16)

Expert guides on electricity, gas, and energy switching.

Smart Meters in Ireland: Everything You Need to Know
Learn how smart meters work in Ireland, how to access your data, and find the best smart meter tariffs. Updated for 2026.
Your Electricity Bill Explained: Line by Line Guide
Confused by your electricity bill? Our line-by-line guide explains every charge including standing charges, PSO levy, and unit rates.
How to Switch Electricity Supplier in Ireland: Step-by-Step
Switch electricity supplier in Ireland in 5 easy steps. Keep the same meter, no interruption to supply. Start saving today.
Cheapest Electricity Supplier in Ireland (Live Rankings)
Live rankings of Ireland's cheapest electricity suppliers, updated daily from supplier websites. Compare estimated annual bills and find your best deal.
Night Rate Electricity in Ireland: Complete Guide
Is night rate electricity worth it? We compare day vs night rates and show you which households save most with a day/night meter.
Prepay vs Bill Pay Electricity: Pros, Cons & Costs
Prepay electricity costs more than bill pay, but offers budget control. Compare the true costs and find which is right for you.
Electric Ireland vs Bord Gáis Energy: Full Comparison
Electric Ireland vs Bord Gáis: Compare prices, plans, and customer service. Find out which supplier is cheaper for your usage.
Best Dual Fuel Deals in Ireland: Compare & Save
Is dual fuel cheaper? Compare the best gas and electricity bundle deals in Ireland for 2026. One bill, one supplier.
How to Reduce Your Electricity Bill: 15 Proven Tips
15 proven ways to reduce your electricity bill in Ireland. From switching supplier to smart meter tips. Save hundreds per year.
PSO Levy Explained: What Irish Electricity Customers Pay
The PSO levy is €19.10/year in 2026. Find out what it is, why you pay it, and what it funds. All Irish electricity customers pay this charge.

View all 16 energy guides

Broadband Guides (20)

Expert guides on home internet, fibre, and broadband providers.

Best Broadband Deals Ireland (Live Prices, Updated Daily)
Compare Ireland's best broadband deals from €30/month. Eir, Virgin Media, Vodafone, Sky, Pure Telecom compared with true 2-year costs.
Cheapest Broadband Ireland: True Costs Revealed (Live Prices)
Find Ireland's genuinely cheapest broadband from €30/month. We reveal hidden year-2 prices and calculate real 2-year costs.
Eir vs Virgin Media vs Vodafone: Which Broadband Is Best?
Compare Ireland's big three broadband providers: Eir, Virgin Media, and Vodafone. Prices, speeds, coverage, and honest pros/cons.
What Broadband Speed Do I Need? (Irish Guide 2026)
Calculate how much broadband speed your household actually needs. Most people pay for more than they use.
Eir Broadband Review 2026: Plans, Prices & Is It Worth It?
Eir has Ireland's widest broadband coverage but expensive year-2 prices. Our review covers plans, true costs, and alternatives.
Virgin Media Broadband Review Ireland 2026
Virgin Media offers Ireland's fastest broadband (up to 2Gb) but limited coverage. Our review covers speeds, prices, and alternatives.
Pure Telecom Review 2026: Ireland's Best Value Broadband?
Pure Telecom offers Ireland's cheapest broadband from €30/month with award-winning service. Our complete review.
Rural Broadband Ireland 2026: Best Options for Countryside
No fibre in rural Ireland? Here are your options: NBI, fixed wireless, 5G, and satellite. Complete guide to rural broadband.
How to Switch Broadband Provider Ireland (2026 Guide)
Switch broadband in Ireland: step-by-step guide. Avoid exit fees, keep your number, and get the best deal.
Fibre Broadband Ireland: Complete Guide (2026)
Everything you need to know about fibre broadband in Ireland: types, speeds, providers, and how to check availability.

View all 20 broadband guides

Mobile Guides (18)

Expert guides on mobile plans, SIM deals, and network coverage.

Best SIM Only Deals Ireland (Live Prices, Updated Daily)
Compare Ireland's best SIM only deals from €8/month. GoMo, 48, Clear Mobile, Lycamobile ranked and compared.
GoMo Review Ireland 2026: Is It Worth It?
GoMo offers unlimited 5G data for €14.99/month. Our review covers speed, coverage, roaming, and customer service.
48 Mobile Review Ireland 2026: Complete Guide
48 offers 200GB 5G data for €12.99/month. Our review covers network, roaming issues, and whether it's worth switching.
Clear Mobile Review Ireland 2026: Pros, Cons & Speed
Clear Mobile offers unlimited data for €12.99-€14.99/month but caps speed at 5Mbps. Is it worth it? Our full review.
GoMo vs 48 vs Clear Mobile: Which Is Best in 2026?
GoMo, 48, and Clear Mobile all now offer unlimited 5G, so the tie-breaker is network coverage where you live, work and travel. Full comparison for 2026.
How to Switch Mobile Network Ireland (Keep Your Number)
Switch mobile network in Ireland in 5 easy steps. Keep your number, no interruption to service. Complete guide.
Lycamobile Ireland Review 2026: Best for International Calls?
Lycamobile offers unlimited data for €10/month plus 100 international minutes. Our review covers value, coverage, and who it suits.
Tesco Mobile Ireland Review 2026: Plans, Coverage & Value
Tesco Mobile offers in-store support and Clubcard perks. Our review covers plans, coverage, and whether it's worth it vs GoMo/48.
Prepay vs Bill Pay Mobile Ireland: Which Saves More?
Prepay or bill pay? Compare the pros, cons, and true costs of each mobile payment method in Ireland.
5G Ireland 2026: Coverage Map, Networks & Cheapest Plans
5G coverage in Ireland is expanding fast. Find out where 5G is available and get the cheapest 5G plan from €12.99/month.

View all 18 mobile guides

Streaming Guides (3)

Expert guides on streaming services, subscription prices, and cutting your streaming bill.

Best Streaming Service Ireland (Live Prices, Hand-Checked)
Every streaming service in Ireland ranked and compared. Netflix, Disney+, NOW, Prime Video, Apple TV and more. Which is actually worth your money?
Cheapest Way to Stream in Ireland: Rotate, Don't Accumulate
Stop paying for four streaming services at once. The rotate-and-cancel method, intro-offer traps, and free trials, with live Irish prices.
Netflix Price Ireland: Every Plan Compared (Live)
How much is Netflix in Ireland? Every Netflix plan and price compared live, which tier is worth it, and the cheaper alternatives.