Savings Guides

17 expert guides on savings accounts, deposit rates, and banking. Updated August 2026.

Deals & Comparisons

Best Savings Accounts Ireland 2026 (Actually Compared) - 8 min read
Compare the best savings accounts in Ireland for lump sums and regular savers. See real rates after DIRT tax, not misleading headlines.
Best Savings Account for Lump Sums in Ireland (Live Rates) - 7 min read
Got €10,000, €50,000 or more sitting in savings? Here are the best instant access accounts that actually pay decent interest on lump sums.
Best Regular Saver Accounts Ireland (Live Rates) - 7 min read
Regular saver accounts offer up to 3% in Ireland. Here's how they work, which banks offer them, and how to maximise your returns.

DIRT Tax Ireland Explained: How Much Tax on Savings Interest? - 7 min read
DIRT (Deposit Interest Retention Tax) takes 33% of your savings interest. Here's how it works, what's exempt, and how to calculate your after-tax returns.
Deposit Guarantee Schemes Ireland: Is My Money Safe? - 8 min read
Worried about neobanks or EU banks? Here's how deposit guarantees protect your savings up to €100,000 across Ireland and Europe.

N26 Savings Breakeven: Is the Subscription Worth It? (2026) - 5 min read
We calculate exactly how much you need in savings for each N26 plan to cover its subscription cost. Spoiler: the rates are not great.
Revolut Savings Breakeven Analysis: Which Plan Actually Pays Off? - 5 min read
We calculate exactly how much you need in savings for each Revolut plan to cover its subscription cost. The maths might surprise you.

State Savings Ireland 2026: Complete Guide to Tax-Free Returns - 8 min read
State Savings offer DIRT-free returns backed by the Irish government. Compare Savings Certificates, Bonds, and Prize Bonds.
How to Switch Savings Accounts Ireland: Step-by-Step Guide - 5 min read
Switching savings accounts is easier than you think. Here's exactly how to move from AIB/BOI to better rates at Bunq or Trade Republic.
How Much to Save in Emergency Fund Ireland 2026 - 5 min read
How much should you keep in savings? The 3-6 months rule explained, plus where to keep your emergency fund.
Credit Union Savings Rates Ireland 2026: Are They Worth It? - 4 min read
Credit union dividends typically pay 0.5-2%. How do they compare to bank savings accounts? Full analysis.

Bunq Ireland Review 2026: Best Savings Rate for Lump Sums? - 6 min read
Bunq offers 2%+ interest on savings with instant access. Is it safe? How does it work for Irish savers? Full review.
Trade Republic Ireland Review 2026: 2% Savings + Investing - 5 min read
Trade Republic pays 2% on cash with instant access. Plus commission-free investing. Full review for Irish users.
Raisin Ireland Review 2026: Access EU Savings Rates - 5 min read
Raisin gives Irish savers access to higher EU bank rates. Up to 2.80% on fixed terms. Is it safe? How does it work?
AIB Savings Accounts Review 2026: Rates, Regular Saver & Fixed Terms - 5 min read
AIB savings rates compared: Regular Saver (3%), Demand Deposit (0.25%), Fixed Terms. Which AIB account is best for your savings?
Bank of Ireland Savings Accounts Review 2026: Rates Compared - 5 min read
Bank of Ireland savings rates: Supersaver (3%), On Demand (0.10%), Fixed Terms. Are BOI savings worth it?
Revolut Savings Ireland Review 2026: Rates & Features - 4 min read
Revolut offers savings accounts for Irish users. Rates from 1.5% to 2.25% depending on plan. Full review.

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