What is the interest rate on EBS Family Savings Account?
EBS Family Savings Account pays 3% AER. After 33% DIRT tax, the effective rate is 2.01%.
EBS Family Savings Account
3% AER - Regular Saver savings account from EBS. 2.01% after 33% DIRT tax.
Account Details
- Interest Rate: 3% AER (2.01% after DIRT)
- Account Type: Regular Saver
- Access: Regular saver - monthly deposits required
- Minimum Deposit: No minimum
- Maximum Deposit: €50,000
- Deposit Protection: Irish DGS
- Provider: EBS
Notes: Headline rate is Year 1 AER; 1.25% after Y1. Monthly contributions €100–€1,000.
Interest Calculator
Estimated annual interest at 3% AER:
- €1,000 → €30.00 gross (€20.10 after DIRT)
- €5,000 → €150.00 gross (€100.50 after DIRT)
- €10,000 → €300.00 gross (€201.00 after DIRT)
Use our savings calculator for detailed projections.
About EBS
Subsidiary of AIB Group; mortgages and savings.
Website: https://www.ebs.ie/
Compare Similar Regular Saver Accounts
- AIB Online Saver - 3% AER
- Bank of Ireland SuperSaver - 3% AER
- Bank of Ireland GoalSaver - 2% AER
- Bank of Ireland MortgageSaver - 2% AER
- PTSB Online Regular Saver - 2% AER
Frequently Asked Questions
Is my money protected with EBS?
Yes, deposits are protected under Irish DGS. This covers up to €100,000 per person per institution.
How do I open this account?
Visit EBS's website or branch to apply. You'll typically need ID and proof of address.
Do I have to pay tax on the interest?
Yes, interest is subject to 33% DIRT (Deposit Interest Retention Tax). Check with the provider whether DIRT is automatically deducted.
More Information
- Compare all savings accounts: https://smartsaver.ie/savings
- All EBS accounts: https://smartsaver.ie/savings/provider/ebs
- Savings calculator: https://smartsaver.ie/savings/tools/savings-growth
- EBS website: https://www.ebs.ie/