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State Savings
6 Year Instalment Savings
1.75%
AER
Compare this savings account with others to find the best rate for your needs.
Type
Regular Saver
Term
72 months
Protection
Irish Government
After DIRT
1.75% ✓
Min Deposit
€25
Interest Calculator
€500
Assuming 12 months of deposits at this rate
Interest Earned (1 year)
€56.88
On €6,000 total deposited
DIRT Tax (33%)
€0 ✓
You Keep
€56.88
Pros
- •Deposit guarantee protected
- •Regulated financial institution
Cons
- •Compare rates regularly as they change
Best For
Savers looking for competitive rates
Important Notes
TAX-FREE. €25-€1,000/month for 12 months.
vs Irish inflation (2.1%):-0.35% real returnBelow inflation
CSO CPI December 2025Rate verified: 2026-02-05