Klarna Savings Accounts
Klarna, known for 'buy now pay later', also offers savings accounts in Ireland with competitive rates through their app.
Best Rate
2.39%
1.60% after DIRT
Accounts
9
available
Protection
Swedish DGS
Up to €100k
Type
Neobank
2 account types
Swedish DGS protectedApp-basedGrowing savings offering
Visit KlarnaAll Klarna Savings Accounts
Fixed Term
(8 accounts)4 Year Fixed
Best Rate48 months0
2.39%
1.60% after DIRT
3 Year Fixed
36 months0
2.3%
1.54% after DIRT
2 Year Fixed
24 months0
2.23%
1.49% after DIRT
1 Year Fixed
12 months0
2.21%
1.48% after DIRT
18 Month Fixed
18 months0
2.11%
1.41% after DIRT
9 Month Fixed
9 months0
2.03%
1.36% after DIRT
6 Month Fixed
6 months0
1.89%
1.27% after DIRT
3 Month Fixed
3 months0
1.84%
1.23% after DIRT
Instant Access
(1 accounts)Klarna Pros & Cons
Pros
- +Competitive rates
- +Easy app interface
- +Swedish bank backing
- +No subscription needed
−Cons
- −DIRT not auto-deducted
- −Primarily payment company
- −Limited savings focus
Frequently Asked Questions
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See how Klarna rates compare against 200+ accounts from all Irish providers.
Compare All AccountsRates last updated: February 2026