What is the interest rate on Klarna Flexible Savings Account?
Klarna Flexible Savings Account pays 2.22% AER. After 33% DIRT tax, the effective rate is 1.49%.
Klarna Flexible Savings Account
2.22% AER - Instant Access savings account from Klarna. 1.49% after 33% DIRT tax.
Account Details
- Interest Rate: 2.22% AER (1.49% after DIRT)
- Account Type: Instant Access
- Access: Instant access - withdraw anytime
- Minimum Deposit: No minimum
- Maximum Deposit: No maximum
- Deposit Protection: Swedish DGS
- Provider: Klarna
Notes: Instant access savings account.
Interest Calculator
Estimated annual interest at 2.22% AER:
- €1,000 → €22.20 gross (€14.87 after DIRT)
- €5,000 → €111.00 gross (€74.37 after DIRT)
- €10,000 → €222.00 gross (€148.74 after DIRT)
Use our savings calculator for detailed projections.
About Klarna
Swedish fintech. Savings accounts available in Ireland. DIRT not auto-deducted.
Website: https://www.klarna.com/ie/
Compare Similar Instant Access Accounts
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- Revolut Instant Access Savings (Ultra) - 2.75% AER
- Raisin (Nordax Bank) Demand Deposit - 2.52% AER
Frequently Asked Questions
Is my money protected with Klarna?
Yes, deposits are protected under Swedish DGS. This provides protection up to €100,000 under EU deposit guarantee rules.
How do I open this account?
Download the Klarna app and complete ID verification. The process is fully digital.
Do I have to pay tax on the interest?
Yes, interest is subject to 33% DIRT (Deposit Interest Retention Tax). Check with the provider whether DIRT is automatically deducted.
More Information
- Compare all savings accounts: https://www.smartsaver.ie/savings
- All Klarna accounts: https://www.smartsaver.ie/savings/provider/klarna
- Savings calculator: https://www.smartsaver.ie/savings/tools/savings-growth
- Klarna website: https://www.klarna.com/ie/