What is the interest rate on Klarna Flexible Savings Account?
Klarna Flexible Savings Account pays 1.87% AER. After 33% DIRT tax, the effective rate is 1.25%.
Klarna Flexible Savings Account
1.87% AER - Instant Access savings account from Klarna. 1.25% after 33% DIRT tax.
Account Details
- Interest Rate: 1.87% AER (1.25% after DIRT)
- Account Type: Instant Access
- Access: Instant access - withdraw anytime
- Minimum Deposit: No minimum
- Maximum Deposit: No maximum
- Deposit Protection: Swedish DGS
- Provider: Klarna
Notes: Instant access savings account.
Interest Calculator
Estimated annual interest at 1.87% AER:
- €1,000 → €18.70 gross (€12.53 after DIRT)
- €5,000 → €93.50 gross (€62.65 after DIRT)
- €10,000 → €187.00 gross (€125.29 after DIRT)
Use our savings calculator for detailed projections.
About Klarna
Swedish fintech. Savings accounts available in Ireland. DIRT not auto-deducted.
Website: https://www.klarna.com/ie/
Compare Similar Instant Access Accounts
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Frequently Asked Questions
Is my money protected with Klarna?
Yes, deposits are protected under Swedish DGS. Check with the provider for full details of deposit protection.
How do I open this account?
Download the Klarna app and complete ID verification. The process is fully digital.
Do I have to pay tax on the interest?
Yes, interest is subject to 33% DIRT (Deposit Interest Retention Tax). Check with the provider whether DIRT is automatically deducted.
More Information
- Compare all savings accounts: https://smartsaver.ie/savings
- All Klarna accounts: https://smartsaver.ie/savings/provider/klarna
- Savings calculator: https://smartsaver.ie/savings/tools/savings-growth
- Klarna website: https://www.klarna.com/ie/