What is the interest rate on Bunq Easy Savings?
Bunq Easy Savings pays 2.01% AER. After 33% DIRT tax, the effective rate is 1.35%.
Bunq Easy Savings
2.01% AER - Instant Access savings account from Bunq. 1.35% after 33% DIRT tax.
Account Details
- Interest Rate: 2.01% AER (1.35% after DIRT)
- Account Type: Instant Access
- Access: Instant access - withdraw anytime
- Minimum Deposit: No minimum
- Maximum Deposit: €100,000
- Deposit Protection: Dutch DGS
- Provider: Bunq
Notes: 2.01% is bonus rate on NEW savings above your 6-month high balance. Base rate is 1.51%. Threshold resets Jan 1 & Jul 1. 2 free withdrawals/month. DIRT not auto-deducted.
Interest Calculator
Estimated annual interest at 2.01% AER:
- €1,000 → €20.10 gross (€13.47 after DIRT)
- €5,000 → €100.50 gross (€67.33 after DIRT)
- €10,000 → €201.00 gross (€134.67 after DIRT)
Use our savings calculator for detailed projections.
About Bunq
Dutch digital bank. App-based. No DIRT auto-deduction.
Website: https://www.bunq.com/
Compare Similar Instant Access Accounts
- MoCo EasySaver (Promo) - 2.6% AER
- Revolut Instant Access Savings (Ultra) - 2.25% AER
- MoCo EasySaver (Standard) - 2.1% AER
- Raisin (Northmill Bank AB) Demand Deposit - 2.02% AER
- Raisin (Banca CF+) Demand Deposit - 2.02% AER
Frequently Asked Questions
Is my money protected with Bunq?
Yes, deposits are protected under Dutch DGS. This provides protection up to €100,000 under EU deposit guarantee rules.
How do I open this account?
Download the Bunq app and complete ID verification. The process is fully digital.
Do I have to pay tax on the interest?
Yes, interest is subject to 33% DIRT (Deposit Interest Retention Tax). Bunq does not deduct DIRT automatically - you must declare it in your tax return.
More Information
- Compare all savings accounts: https://smartsaver.ie/savings
- All Bunq accounts: https://smartsaver.ie/savings/provider/bunq
- Savings calculator: https://smartsaver.ie/savings/tools/savings-growth
- Bunq website: https://www.bunq.com/