What is the interest rate on Raisin (Raisin Starter Account) Demand Deposit?
Raisin (Raisin Starter Account) Demand Deposit pays 3.1% AER. After 33% DIRT tax, the effective rate is 2.08%.
Raisin (Raisin Starter Account) Demand Deposit
3.1% AER - Instant Access savings account from Raisin (Raisin Starter Account). 2.08% after 33% DIRT tax.
Account Details
- Interest Rate: 3.1% AER (2.08% after DIRT)
- Account Type: Instant Access
- Access: Instant access - withdraw anytime
- Minimum Deposit: €1
- Maximum Deposit: €100,000
- Deposit Protection: EU DGS
- Provider: Raisin (Raisin Starter Account)
Notes: Via Raisin from Raisin Starter Account. DIRT not auto-deducted - self-declare on tax return.
Interest Calculator
Estimated annual interest at 3.1% AER:
- €1,000 → €31.00 gross (€20.77 after DIRT)
- €5,000 → €155.00 gross (€103.85 after DIRT)
- €10,000 → €310.00 gross (€207.70 after DIRT)
Use our savings calculator for detailed projections.
About Raisin (Raisin Starter Account)
Marketplace for EU bank deposits. Various deposit guarantee schemes apply depending on the partner bank's country.
Website: https://www.raisin.com/en-ie/
Compare Similar Instant Access Accounts
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Frequently Asked Questions
Is my money protected with Raisin (Raisin Starter Account)?
Yes, deposits are protected under EU DGS. Check with the provider for full details of deposit protection.
How do I open this account?
Register at raisin.ie, complete verification, then select this offer from available options.
Do I have to pay tax on the interest?
Yes, interest is subject to 33% DIRT (Deposit Interest Retention Tax). Check with the provider whether DIRT is automatically deducted.
More Information
- Compare all savings accounts: https://www.smartsaver.ie/savings
- All Raisin (Raisin Starter Account) accounts: https://www.smartsaver.ie/savings/provider/raisin
- Savings calculator: https://www.smartsaver.ie/savings/tools/savings-growth
- Raisin (Raisin Starter Account) website: https://www.raisin.com/en-ie/