What is the interest rate on Revolut Instant Access Savings (Ultra)?
Revolut Instant Access Savings (Ultra) pays 2.75% AER. After 33% DIRT tax, the effective rate is 1.84%.
Revolut Instant Access Savings (Ultra)
2.75% AER - Instant Access savings account from Revolut. 1.84% after 33% DIRT tax.
Account Details
- Interest Rate: 2.75% AER (1.84% after DIRT)
- Account Type: Instant Access
- Access: Instant access - withdraw anytime
- Minimum Deposit: No minimum
- Maximum Deposit: €5,000,000
- Deposit Protection: Lithuanian or German DGS
- Provider: Revolut
Notes: Requires Ultra plan (€55/month). DIRT auto-deducted. 2.75% AER on the first €100,000; 2.50% above that.
Interest Calculator
Estimated annual interest at 2.75% AER:
- €1,000 → €27.50 gross (€18.43 after DIRT)
- €5,000 → €137.50 gross (€92.13 after DIRT)
- €10,000 → €275.00 gross (€184.25 after DIRT)
Use our savings calculator for detailed projections.
About Revolut
Digital bank. Rates tiered by plan. DIRT auto-deducted.
Website: https://www.revolut.com/
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Frequently Asked Questions
Is my money protected with Revolut?
Yes, deposits are protected under Lithuanian or German DGS. This provides protection up to €100,000 under EU deposit guarantee rules.
How do I open this account?
Download the Revolut app and complete ID verification. The process is fully digital.
Do I have to pay tax on the interest?
Yes, interest is subject to 33% DIRT (Deposit Interest Retention Tax). Revolut automatically deducts DIRT.
More Information
- Compare all savings accounts: https://www.smartsaver.ie/savings
- All Revolut accounts: https://www.smartsaver.ie/savings/provider/revolut
- Savings calculator: https://www.smartsaver.ie/savings/tools/savings-growth
- Revolut website: https://www.revolut.com/