What is the best Revolut savings rate?
The best Revolut savings rate is 2.75% AER on their Instant Access Savings (Ultra).
Revolut Savings Accounts in Ireland - November 2026
Revolut offers 5 savings accounts in Ireland. Revolut is a digital-only bank with app-based account management. Deposits protected by Lithuanian or German DGS, up to €100,000.
Summary
- Total accounts: 5
- Account types: Instant Access
- Best rate: 2.75% AER (Instant Access Savings (Ultra))
- Best instant access: 2.75% AER
- Deposit protection: Lithuanian or German DGS, up to €100,000
- DIRT tax: Auto-deducted (33%)
- Data checked: weekly, Mondays
Instant Access Accounts (5)
Withdraw anytime without penalty.
- 2.75% AER - Instant Access Savings (Ultra). No minimum, Max €5,000,000
- 2.5% AER - Instant Access Savings (Standard). No minimum, Max €5,000,000
- 2.5% AER - Instant Access Savings (Plus). No minimum, Max €5,000,000
- 2.5% AER - Instant Access Savings (Premium). No minimum, Max €5,000,000
- 2.5% AER - Instant Access Savings (Metal). No minimum, Max €5,000,000
Frequently Asked Questions
Is my money safe with Revolut?
Revolut deposits are protected by Lithuanian or German DGS. EU deposit guarantee schemes typically cover up to €100,000 per depositor.
How is DIRT tax handled?
Revolut automatically deducts DIRT (33%) from interest earned. You don't need to declare this separately on your tax return.
Can I access my money instantly?
Yes, Revolut offers 5 instant access accounts with rates up to 2.75% AER. You can withdraw anytime without notice or penalty.
How do I open a Revolut savings account?
Download the Revolut app, complete ID verification, and start saving within minutes. Fully digital process.
Compare Other Providers
- AIB: https://www.smartsaver.ie/savings/provider/aib
- EBS: https://www.smartsaver.ie/savings/provider/ebs
- Bankinter: https://www.smartsaver.ie/savings/provider/bankinter
- Bank of Ireland: https://www.smartsaver.ie/savings/provider/bank-of-ireland
- PTSB: https://www.smartsaver.ie/savings/provider/permanent-tsb
- State Savings: https://www.smartsaver.ie/savings/provider/state-savings
- Raisin: https://www.smartsaver.ie/savings/provider/raisin
- N26: https://www.smartsaver.ie/savings/provider/n26
- Bunq: https://www.smartsaver.ie/savings/provider/bunq
- Trade Republic: https://www.smartsaver.ie/savings/provider/trade-republic
- MoCo: https://www.smartsaver.ie/savings/provider/moco
- Klarna: https://www.smartsaver.ie/savings/provider/klarna
- Monzo: https://www.smartsaver.ie/savings/provider/monzo
More Information
- Compare all savings accounts: https://www.smartsaver.ie/savings
- Revolut website: https://www.revolut.com/