What is the interest rate on Revolut Instant Access Savings (Metal)?
Revolut Instant Access Savings (Metal) pays 2% AER. After 33% DIRT tax, the effective rate is 1.34%.
Revolut Instant Access Savings (Metal)
2% AER - Instant Access savings account from Revolut. 1.34% after 33% DIRT tax.
Account Details
- Interest Rate: 2% AER (1.34% after DIRT)
- Account Type: Instant Access
- Access: Instant access - withdraw anytime
- Minimum Deposit: No minimum
- Maximum Deposit: €100,000
- Deposit Protection: Lithuanian DGS
- Provider: Revolut
Notes: Requires Metal plan (€15.99/month). DIRT auto-deducted.
Interest Calculator
Estimated annual interest at 2% AER:
- €1,000 → €20.00 gross (€13.40 after DIRT)
- €5,000 → €100.00 gross (€67.00 after DIRT)
- €10,000 → €200.00 gross (€134.00 after DIRT)
Use our savings calculator for detailed projections.
About Revolut
Digital bank. Rates tiered by plan. DIRT auto-deducted.
Website: https://www.revolut.com/
Compare Similar Instant Access Accounts
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Frequently Asked Questions
Is my money protected with Revolut?
Yes, deposits are protected under Lithuanian DGS. This provides protection up to €100,000 under EU deposit guarantee rules.
How do I open this account?
Download the Revolut app and complete ID verification. The process is fully digital.
Do I have to pay tax on the interest?
Yes, interest is subject to 33% DIRT (Deposit Interest Retention Tax). Revolut automatically deducts DIRT.
More Information
- Compare all savings accounts: https://smartsaver.ie/savings
- All Revolut accounts: https://smartsaver.ie/savings/provider/revolut
- Savings calculator: https://smartsaver.ie/savings/tools/savings-growth
- Revolut website: https://www.revolut.com/