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MoCo
EasySaver (Standard)
2.1%
AER
Compare this savings account with others to find the best rate for your needs.
Type
Instant Access
Term
Instant
Protection
Austrian DGS
After DIRT
1.41%
Interest Calculator
€5,000
Gross Interest (1 year)
€105.00
DIRT Tax (33%)
-€34.65
You Keep
€70.35
Pros
- •Deposit guarantee protected
- •Regulated financial institution
Cons
- •Compare rates regularly as they change
Best For
Savers looking for competitive rates
Important Notes
2.1% variable rate. DIRT auto-deducted. Easy access.
Tax & Admin Info
What is MoCo? MoCo (part of Austrian BAWAG Group) entered the Irish market in 2023, initially with mortgages and now savings.
Tax: MoCo auto-deducts DIRT for you - no extra tax admin required.
Protection: Your savings are protected up to €100,000 by the Austrian Deposit Guarantee Scheme.
vs Irish inflation (2.1%):-0.69% real returnBelow inflation
CSO CPI December 2025Similar Accounts
Rate verified: 2026-02-05