MoCo Savings Accounts
MoCo is backed by Austrian bank BAWAG, offering competitive instant access rates. Launched in Ireland in Oct 2025 with promotional rates.
Best Rate
2.6%
1.74% after DIRT
Accounts
2
available
Protection
Austrian DGS
Up to €100k
Type
Neobank
1 account types
High instant access rateDIRT handled automaticallyAustrian bank backing
Visit MoCoAll MoCo Savings Accounts
MoCo Pros & Cons
Pros
- +Top instant access rate
- +DIRT auto-deducted
- +No subscription needed
- +€500k maximum
−Cons
- −Newer to Ireland
- −Austrian DGS
- −Promo rates may drop
Frequently Asked Questions
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Compare All AccountsRates last updated: February 2026