MoCo Savings Accounts in Ireland - November 2026

MoCo offers 1 savings accounts in Ireland. MoCo is a digital-only bank with app-based account management. Deposits protected by Austrian DGS, up to €100,000.

Summary

Instant Access Accounts (1)

Withdraw anytime without penalty.

Frequently Asked Questions

What is the best MoCo savings rate?

The best MoCo savings rate is 2.1% AER on their EasySaver (Standard).

Is my money safe with MoCo?

MoCo deposits are protected by Austrian DGS. EU deposit guarantee schemes typically cover up to €100,000 per depositor.

How is DIRT tax handled?

MoCo automatically deducts DIRT (33%) from interest earned. You don't need to declare this separately on your tax return.

Can I access my money instantly?

Yes, MoCo offers 1 instant access account with rates up to 2.1% AER. You can withdraw anytime without notice or penalty.

How do I open a MoCo savings account?

Download the MoCo app, complete ID verification, and start saving within minutes. Fully digital process.

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