PTSB Savings Accounts
Permanent TSB (PTSB) is an Irish retail bank offering savings accounts, mortgages, and current accounts with a focus on personal banking services.
Best Rate
2%
1.34% after DIRT
Accounts
9
available
Protection
Irish DGS
Up to €100k
Type
Traditional Bank
4 account types
Irish-owned bankFixed term specialistsNotice accounts available
Visit PTSBAll PTSB Savings Accounts
Regular Saver
(1 accounts)Fixed Term
(5 accounts)1 Year Fixed Term
Best Rate12 monthsMin €5,000Max €2,000,000
2%
1.34% after DIRT
18 Month Fixed Term
Best Rate18 monthsMin €5,000Max €2,000,000
2%
1.34% after DIRT
3 Year Fixed Term
Best Rate36 monthsMin €5,000Max €2,000,000
2%
1.34% after DIRT
5 Year Fixed Term
Best Rate60 monthsMin €5,000Max €2,000,000
2%
1.34% after DIRT
6 Month Fixed Term
6 monthsMin €5,000Max €2,000,000
1.25%
0.84% after DIRT
Notice
(1 accounts)Instant Access
(2 accounts)PTSB Pros & Cons
Pros
- +Irish DGS protection (€100k)
- +Competitive fixed term rates
- +Good notice account options
−Cons
- −Limited instant access options
- −Fewer branches than larger banks
Frequently Asked Questions
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Compare All AccountsRates last updated: February 2026