What is the best Monzo savings rate?
The best Monzo savings rate is 1.6% AER on their Instant Access Savings.
Monzo Savings Accounts in Ireland - March 2026
Monzo offers 1 savings accounts in Ireland. Monzo offers competitive savings rates. Check deposit protection details on their website.
Summary
- Total accounts: 1
- Account types: Instant Access
- Best rate: 1.6% AER (Instant Access Savings)
- Best instant access: 1.6% AER
- Deposit protection: Irish DGS (€100,000)
- DIRT tax: Auto-deducted (33%)
- Data updated: Daily at 9am
Instant Access Accounts (1)
Withdraw anytime without penalty.
- 1.6% AER - Instant Access Savings. No minimum, Max €100,000
Frequently Asked Questions
Is my money safe with Monzo?
Monzo deposits are protected by applicable deposit guarantee schemes. Check their website for details.
How is DIRT tax handled?
Monzo automatically deducts DIRT (33%) from interest earned. You don't need to declare this separately on your tax return.
Can I access my money instantly?
Yes, Monzo offers 1 instant access account with rates up to 1.6% AER. You can withdraw anytime without notice or penalty.
How do I open a Monzo savings account?
Visit Monzo's website to start the application process.
Compare Other Providers
- AIB: https://smartsaver.ie/savings/provider/aib
- Bank of Ireland: https://smartsaver.ie/savings/provider/bank-of-ireland
- PTSB: https://smartsaver.ie/savings/provider/permanent-tsb
- State Savings: https://smartsaver.ie/savings/provider/state-savings
- Raisin: https://smartsaver.ie/savings/provider/raisin
- Revolut: https://smartsaver.ie/savings/provider/revolut
- N26: https://smartsaver.ie/savings/provider/n26
- Bunq: https://smartsaver.ie/savings/provider/bunq
- Trade Republic: https://smartsaver.ie/savings/provider/trade-republic
- MoCo: https://smartsaver.ie/savings/provider/moco
- Klarna: https://smartsaver.ie/savings/provider/klarna
More Information
- Compare all savings accounts: https://smartsaver.ie/savings
- Monzo website: https://monzo.com/ie/